What does the term “personal injury” mean?

Personal injury refers to an injury to a person that is the result of negligence or intentional misconduct. Injuries may be physical, emotional or psychological, or financial in nature. Personal injury claims could include injuries caused by motor vehicle accidents, a slip and fall, medical malpractice, a defective drug or a defective product.

Personal injury lawsuits are subject to a statute of limitations, after which the claim cannot be filed. Under Indiana law, a personal injury lawsuit must be filed in court no later than two years after an injury. There are a few exceptions, but you should consult with a personal injury lawyer sooner rather than later to determine if you have a case.

If the at-fault party has insurance coverage, the victims will have to deal with the insurer to seek compensation for injuries and damage to their property. Unfortunately, insurance companies are often reluctant to pay the full amount that the accident victim is owed. When this happens, an experienced Indiana personal injury attorney can help the victim and their family pursue compensation through a negotiated settlement or personal injury lawsuit.